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Insurance

Comprehensive Insurance & Protection Scheme for Foreigners Staying in China of Ping An Annuity Insurance Company, Ltd (Insurance standard: RMB 600)


Coverage

Insured amount

Scope of insurance coverage

Death/Disability

RMB100,000

In case of death/accidental disability due to accidental injury or disease, we will provide accumulative insurance benefit for death/accidental disability.

Medical treatment for accidental injury

RMB20,000

If outpatient treatment is required due to accidental injury and medical expenses are incurred, we will provide medical insurance benefit for the actual medical expenses considered as reimbursable, necessary and reasonable by the local social medical insurance department within 180 days after the accident.

Outpatient medical insurance liability

RMB20,000

(With the daily limit of RMB600,beyond the start to pay limit of RMB2000, the insured can enjoy 85% of reimbursement)

If the insured calls 4008105119 EXT 1 for medical consultation due to disease, If the Insured receive outpatient or emergency medical treatment because of illness and incur actual and reasonable expenses for medical treatment, Within the insurance time , the daily limitation for outpatients is RMB600. Up to the starting-line ,RMB2000,in the insurance time , the insured can enjoy 85% of reimbursement an accumulative amount of RMB20000 Yuan.

Kindly reminder:

If the insured suffered from critical disease or chronic disease before buying this insurance, the insurer shall be released from its liability to make payments.

Inpatient medical insurance liability

RMB400,000

If the insured must be hospitalized after diagnosis of hospital due to accidental injury or disease, we will provide inpatient medical insurance benefit equal to 100% of the actual and reasonable medical expenses.

Kindly reminder:

If the insured suffered from critical disease or chronic disease before buying this insurance, the insurer shall be released from its liability to make payments.

Whole-process medical management

Emergency medical rescue

1. If he/she needs to see a doctor due to disease or accident, the insured has to directly call 4008105119 EXT 1 for consulting, diagnosis, medical guidance and precautions for claim. If it is confirmed that hospitalization is required, the insured can apply for advanced payment of medical expense for hospitalization to the rescue company. If the insured is directly hospitalized without recording of rescue company and outpatient treatment (including those whose conditions do not meet the requirements of hospitalization but hospitalized), the rescue company will not be responsible for advanced payment of medical expense for hospitalization. If advanced payment for medical expenses is made without the above procedures, the insured will not be able to get compensation.

2. Telephone number for claim consultation and reporting of major accident: 4008105119 EXT 1.



Comprehensive Insurance & Protection Scheme for Foreigners Staying in China of Ping An Annuity Insurance Company, Ltd (Insurance standard: RMB 800)


Coverage

Insured amount

Scope of insurance coverage

Death/Disability

RMB100,000

In case of death/accidental disability due to accidental injury or disease, we will provide accumulative insurance benefit for death/accidental disability.

Medical treatment for accidental injury

RMB20,000

If outpatient treatment is required due to accidental injury and medical expenses are incurred, we will provide medical insurance benefit for the actual medical expenses considered as reimbursable, necessary and reasonable by the local social medical insurance department within 180 days after the accident.

Outpatient medical insurance liability

RMB20,000

(With the daily limit of RMB600,beyond the start to pay limit of RMB650, the insured can enjoy 85% of reimbursement)

If the insured calls 4008105119 EXT 1 for medical consultation due to disease, If the Insured receive outpatient or emergency medical treatment because of illness and incur actual and reasonable expenses for medical treatment, Within the insurance time , the daily limitation for outpatients is RMB600. Up to the starting-line ,RMB650,in the insurance time , the insured can enjoy 85% of reimbursement an accumulative amount of RMB20000 Yuan.

Kindly reminder:

If the insured suffered from critical disease or chronic disease before buying this insurance, the insurer shall be released from its liability to make payments.

Inpatient medical insurance liability

RMB400,000

If the insured must be hospitalized after diagnosis of hospital due to accidental injury or disease, we will provide inpatient medical insurance benefit equal to 100% of the actual and reasonable medical expenses.

Kindly reminder:

If the insured suffered from critical disease or chronic disease before buying this insurance, the insurer shall be released from its liability to make payments.

Whole-process medical management

Emergency medical rescue

1. If he/she needs to see a doctor due to disease or accident, the insured has to directly call 4008105119 EXT 1 for consulting, diagnosis, medical guidance and precautions for claim. If it is confirmed that hospitalization is required, the insured can apply for advanced payment of medical expense for hospitalization to the rescue company. If the insured is directly hospitalized without recording of rescue company and outpatient treatment (including those whose conditions do not meet the requirements of hospitalization but hospitalized), the rescue company will not be responsible for advanced payment of medical expense for hospitalization. If advanced payment for medical expenses is made without the above procedures, the insured will not be able to get compensation.

2. Telephone number for claim consultation and reporting of major accident: 4008105119 EXT 1.


For more information, please download:

(1) Comprehensive Insurance & Protection Scheme for Foreigners Staying in China of Ping An Annuity Insurance Company, Ltd. (Scheme I)

(2) Comprehensive Insurance & Protection Scheme for Foreigners Staying in China of Ping An Annuity Insurance Company, Ltd. (Scheme II)

Contact Us

09:00-16:30

+86 - 010 - 64884658

Jianxiangqiao Campus, No.35 Beisihuan Middle Road, Chaoyang District, Beijing, China